If there’s one thing certain about life – it’s the uncertainty that life brings. Let’s face it – life is unpredictable.
In an instant, a lifetime of working and savings can be turned upside down.
We know that unplanned circumstances not only affect physical and emotional well-being, but they can also create a challenge to achieving your financial dreams and goals. Even though you may think you’ve covered all the bases, life sometimes has a funny way of throwing you a curveball when you least expect it.
Luckily, while you can strive your best to plan wisely and thoroughly, you can also hedge your bets against the unintended through prudent insurance planning.
Without proper planning, be it investment planning, retirement planning, or estate planning, you’ll likely not invest successfully, retire comfortably, or leave a meaningful legacy for your beneficiaries. Without a well-thought-out insurance plan, every one of those facets of a financial plan could be exposed to unforeseen risks.
Good planning helps you identify and plan for all the risks involved in every aspect of your financial life. Thoughtful insurance planning helps mitigate the risks you can’t foresee or those that you are unable to plan around. Managing life’s risks is a key part of our process. While financial planning focuses on building your wealth, insurance or risk management emphasizes strategies to preserve it. This means the most cost-effective solutions to address various eventualities, including death of a loved one, the need for long-term care or the event of a disability.
They say that some things are better to have BEFORE the need is felt – even if they are NEVER ever used. Insurance is one of those things. Rather than seeing insurance as an “expense,” most people experience it as peace of mind. That’s the essence of our insurance planning service.
At Indigo Wealth Management, here’s what we do for you as part of our Insurance Planning service:
Learn more about our process....